When someone dies, for the vast majority of us it can be difficult to know what we need to do and in what order. Start by informing people of the death, then arrange the funeral and remember to cancel any subscriptions and direct debits.
It is important to inform the immediate family, heirs and others who have had contact with the deceased about their death. This includes family, friends, their employer, colleagues and neighbours. There is no need for you to contact everyone yourself, ask others to help you.
It can be difficult to find a time for the funeral that suits everyone who wants to attend. However, when you begin making arrangements in good time, you will have a greater opportunity to say goodbye in way you would wish to.
In some places, it can sometimes be difficult to find an available venue for the ceremony and memorial service. The funeral director will help you with an obituary so that you can inform the community about the death and funeral arrangements.
Apply for probate to administer the estate of the deceased
If you are the widow, widower, child or other relative who is the executor of the estate, you will need a death certificate, showing the date and time of death, with a släktutredning, a report of surviving current and former spouses and children of the deceased. You can apply for a death certificate with släktutredning yourself, or ask your funeral director to help you.
Contact the deceased’s bank about bills and direct debits
Review any joint accounts and credit cards and find out what bills need to be paid and how they should be paid; for example, by direct debit or e-invoice. There are certain bills that you must continue to pay. Others can wait until later. You will need your släktutredning so that the bank knows that you have the right to represent the estate.
You will need to decide whether subscriptions in the deceased’s name should be cancelled or transferred to someone else. This also applies to contracts such as electricity, refuse collection, telephony, TV and streaming services, home insurance, etc. You should also review any memberships.
More about cancelling and transferring subscriptions
If there are several parties to the estate, it may be practical to allow one person to represent the estate, in which case that person will need a written power of attorney from each of the parties to the estate and be able to present these in the original.
The Guide for Survivors of a Deceased Person includes a template for a power of attorney for the estate in PDF format that you can download and print out.
Länka till: Power of attorney from individual grantors
Financial support to spouses and children from the Swedish Pensions Agency
A spouse or child who is entitled to receive a survivor’s pension will general receive the pension without having to apply for it; however, in certain cases you may need to submit an application.
Spouses under 65 years of age who have not taken out a pension are entitled to a survivor’s pension. Widows born in or before 1944 may also be entitled to a widow’s pension.
You can learn more about the survivor’s pension to which you may be entitled at pensionsmyndigheten.se.
Parental benefit from the Swedish Social Insurance Agency when a child dies
Parents who lose a child during childbirth or later in life can obtain parental benefit and temporary parental benefit. A special unit at the Swedish Social Insurance Agency (Försäkringskassan) will contact parents and help them to apply for compensation. When a parent is in no fit state to work, they may be entitled to sickness benefit.
Government agencies and municipalities are automatically informed of deaths via the population register. Whenever someone dies in Sweden, a doctor must submit a death a certificate to the Swedish Tax Agency (Skatteverket). If the death occurs abroad, you will need to contact the Swedish Embassy, which will then inform the Swedish Tax Agency.
Payments from the Swedish Social Insurance Agency and the Swedish Pensions Agency stops
In most cases, if the deceased has been receiving compensation from the Swedish Social Insurance Agancy (Försäkringskassan), these payments will stop. Pensions and compensation from the Swedish Pensions Agency (Pensionsmyndigheten) is paid to the estate for the entire month in which the death occurred, after which these payments will also stop.
At Försäkringskassan.se, you can find more about compensation you are entitled to if you have lost a loved one or someone you have children with.
The estate should be declared in the next calendar year.
An estate inventory should be submitted within four months.
Take time off from work if you need to
The grieving process, not to mention the practical issues, can take time. Contact your employer or school if you need time off. As a close relative, in certain cases you may be entitled to receive sick pay or sickness benefit.
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